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AI Model (LLM API) · decision tool

GPT-5 vs Claude — priced at your actual token volume

Not a vibes comparison: set your monthly tokens and see the real bill across both vendors' flagship, workhorse and budget tiers.

Prices verified 2026-07-13 against official pricing pages · fit weights are our estimates (see methodology) · share the URL to share your configuration

As of Jul 2026, with 50M input tokens/month, 10 millions output tokens / month, a $200 budget for this slot, OpenAI GPT-5 Mini ranks first for these inputs at 90% fit and a StackSays-estimated $32.50/month (OpenAI GPT-5: 88% fit, $162.50/month). Fit weights are our estimates; prices trace to official pages. Change any input below and the verdict recomputes.

Your situation

The verdict updates as you move these.

Toss-up — your priorities decide, not the tools

OpenAI GPT-5 Minifit 90% · est $32.50/mo

OpenAI's mid-tier — most GPT-5 quality for routine work

vs OpenAI GPT-5: fit 90% against 88%, est $32.50 against $162.50 per month — genuinely close; read both risk lists below

OpenAI GPT-5 Minifit 90%
$32.50/mo
OpenAI GPT-5fit 88%
$162.50/mo
Anthropic Claude Haiku 4.5fit 81%
$100.00/mo
Anthropic Claude Sonnet 5fit 76%
$200.00/mo
Anthropic Claude Opus 4.8fit 43%
$500.00/mo

Comparing 5 tools head-to-head. Open the full field (10 options) →

The decision, in plain words

For a solo builder at 50M input tokens/month and a $200.00/mo budget for the AI model slot, OpenAI GPT-5 Mini leads at 90% fit and $32.50/mo. The two rules doing the work: budget fit (~$32.5/mo is 16% of your $200/mo budget); ecosystem maturity (established — our estimate from ecosystem age, docs and hiring pool).

OpenAI GPT-5 is a genuine coin-flip here (88% fit, $162.50/mo) — read both risk lists and pick the failure mode you prefer.

Generated from the calculation above — every number traces to the sourced data; nothing here is written by an AI making things up.

Why OpenAI GPT-5 Mini scores 90%

Budget fit (weight 30, our estimate) — ~$32.5/mo is 16% of your $200/mo budget+30
Exit cost (weight 4, our estimate) — API-only: switching means re-tuning prompts and re-running evals, not rewriting code+0
Ecosystem maturity (weight 8, our estimate) — established — our estimate from ecosystem age, docs and hiring pool+8
Capability tier (weight 14, our estimate) — workhorse — our estimate from vendor positioning, not a benchmark; budget models degrade first on long agentic chains+6.3
Total (lines sum exactly)44.3
Possible range −56…+56 (sum of active rule weights) · fit % = (total + max) / (2 × max)(44.3 + 56) / 112 = 90%

How the $32.50/mo estimate is calculated

input tokens overage — 50M over 0M included × $0.25/M$12.50
output tokens overage — 10M over 0M included × $2/M$20.00
Note — Prompt caching available (cached reads $0.025/M) — not modeled here$0
Monthly total (lines sum exactly)$32.50

What could change this verdict

Cost risk

Estimated now (StackSays estimate, not your final bill)$32.50/mo · API pay-as-you-go
Free-tier statusNo free tier — paid from the first unit
Biggest unpriced/uncertain variablePrompt caching available (cached reads $0.025/M) — not modeled here

Official prices verified 2026-07-13; calculation is deterministic code over those prices.

At a glance

ToolFree tierPaid entryVerified
Anthropic Claude Opus 4.8No free tierPay-as-you-go — Prompt caching available (cached reads $0.5/M) — not modeled here2026-07-13
Anthropic Claude Sonnet 5No free tierPay-as-you-go — Prompt caching available (cached reads $0.2/M) — not modeled here2026-07-13
Anthropic Claude Haiku 4.5No free tierPay-as-you-go — Prompt caching available (cached reads $0.1/M) — not modeled here2026-07-13
OpenAI GPT-5No free tierPay-as-you-go — Prompt caching available (cached reads $0.125/M) — not modeled here2026-07-13
OpenAI GPT-5 MiniNo free tierPay-as-you-go — Prompt caching available (cached reads $0.025/M) — not modeled here2026-07-13
Where did you land?anonymous, one click

Data sources

ToolSourceVerified
Anthropic Claude Opus 4.8OpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)2026-07-13
Anthropic Claude Sonnet 5OpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)2026-07-13
Anthropic Claude Haiku 4.5OpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)2026-07-13
OpenAI GPT-5OpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)2026-07-13
OpenAI GPT-5 MiniOpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)2026-07-13

A monitor re-checks these pages for changes; when a vendor moves a price, the date updates and every verdict recomputes.

People also ask

How much does the Claude API cost?

From live pricing (synced 2026-07-13): Claude Sonnet 5 runs $2 in / $10 out per million tokens, Haiku 4.5 $1/$5, Opus 4.8 $5/$25. A feature doing 50M input + 10M output tokens a month costs $200 on Sonnet 5 — the calculator above prices your exact volume.

How much does the OpenAI API cost?

From live pricing (synced 2026-07-13): GPT-5 runs $1.25 in / $10 out per million tokens, GPT-5 mini $0.25/$2, GPT-5 nano $0.05/$0.40. Batch API halves these for non-realtime jobs. Set your volume above for the real monthly number.

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