AI Model (LLM API) · decision tool

What OpenAI GPT-5 really costs at your usage

OpenAI GPT-5 priced at YOUR usage from verified pricing pages — no free tier — paid from day one. See the free-tier ceiling, the per-unit overage, and exactly when it starts costing real money.

Prices verified 2026-07-13 against official pricing pages · fit weights are our estimates (see methodology) · share the URL to share your configuration

As of Jul 2026, with 500M input tokens/month, 30 millions output tokens / month, a $50 budget for this slot, OpenAI GPT-5 ranks first for these inputs at 43% fit and a StackSays-estimated $925.00/month. Fit weights are our estimates; prices trace to official pages. Change any input below and the verdict recomputes.

Your situation

The verdict updates as you move these.

Input tokens / month (millions)prompts + context + RAG chunks; a modest AI feature runs 10–100MOutput tokens / month (millions)completions; usually 5–20% of input volumeBudget for this slot ($/mo)what you'd accept paying for the AI model layerTeam size1 = solo; bundled platforms save glue time for small teams

Clear pick for your inputs

OpenAI GPT-5fit 43% · est $925.00/mo

OpenAI's flagship; the default many teams start from

OpenAI GPT-5fit 43%

$925.00/mo

Comparing 1 tools head-to-head. Open the full field (10 options) →

The decision, in plain words

For a solo builder at 500M input tokens/month and a $50.00/mo budget for the AI model slot, OpenAI GPT-5 leads at 43% fit and $925.00/mo. The two rules doing the work: capability tier (flagship — our estimate from vendor positioning, not a benchmark; budget models degrade first on long agentic chains); ecosystem maturity (established — our estimate from ecosystem age, docs and hiring pool).

Honest weak spot of the pick: ~$925/mo is 1850% of your $50/mo budget — over it.

Generated from the calculation above — every number traces to the sourced data; nothing here is written by an AI making things up.

Why OpenAI GPT-5 scores 43%

Budget fit (weight 30, our estimate) — ~$925/mo is 1850% of your $50/mo budget — over it-30

Exit cost (weight 4, our estimate) — API-only: switching means re-tuning prompts and re-running evals, not rewriting code+0

Ecosystem maturity (weight 8, our estimate) — established — our estimate from ecosystem age, docs and hiring pool+8

Capability tier (weight 14, our estimate) — flagship — our estimate from vendor positioning, not a benchmark; budget models degrade first on long agentic chains+14

Total (lines sum exactly)-8

Possible range −56…+56 (sum of active rule weights) · fit % = (total + max) / (2 × max)(-8 + 56) / 112 = 43%

How the $925.00/mo estimate is calculated

input tokens overage — 500M over 0M included × $1.25/M$625.00

output tokens overage — 30M over 0M included × $10/M$300.00

Note — Prompt caching available (cached reads $0.125/M) — not modeled here$0

Monthly total (lines sum exactly)$925.00

What could change this verdict

No single input change within the tested range changes the winner.

Cost risk

Estimated now (StackSays estimate, not your final bill)$925.00/mo · API pay-as-you-go

Free-tier statusNo free tier — paid from the first unit

Biggest unpriced/uncertain variablePrompt caching available (cached reads $0.125/M) — not modeled here

Official prices verified 2026-07-13; calculation is deterministic code over those prices.

At a glance

Tool	Free tier	Paid entry	Verified
OpenAI GPT-5	No free tier	Pay-as-you-go — Prompt caching available (cached reads $0.125/M) — not modeled here	2026-07-13

Where did you land?anonymous, one click

Data sources

Tool	Source	Verified
OpenAI GPT-5	OpenRouter live pricing (CalcSays daily sync, fetched 2026-07-13)	2026-07-13

A monitor re-checks these pages for changes; when a vendor moves a price, the date updates and every verdict recomputes.

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